Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is It Better To Get Life Insurance Through My Workplace Or Independently?
Posted: November 7, 2020
Is It Better To Get Life Insurance Through My Workplace Or Independently?Life insurance is part of the benefits package many employers offer their employees. This coverage can also be purchased independently. Buying life insurance through an employer can have both advantages and disadvantages for the policyholder. Pros and Cons of Getting Life Insurance Through the Workplace Pros Many employers offer a small amount of life insurance, known as basic group life, as a benefit to their...
Is My Event Big Enough For Special Event Insurance?
Posted: November 4, 2020
Is My Event Big Enough For Special Event Insurance?Special event insurance is not only for large events. This coverage is designed to protect you, the event holder, from liability, whether you are hosting a small wedding or a large company retreat. Coverage applies to third-party claims for bodily injury or property damage sustained during the event. Some special event insurance policies also provide cancellation coverage to reimburse you for lost deposits or other...
What Happens If I Get In A Wreck With An Uninsured Driver?
Posted: November 1, 2020
What Happens If I Get In A Wreck With An Uninsured Driver?Most states have mandatory minimum auto insurance laws, but some people still drive without the required coverage. The Insurance Information Institute (III) reports that in a recent study, 13%, or one in eight drivers in the U.S. is operating a vehicle without insurance. Many such drivers cannot afford the cost of car insurance, which makes it difficult to collect damages after an accident. Fortunately, there...
How To Avoid Hitting A Deer
Posted: October 29, 2020
How To Avoid Hitting A DeerAutumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. But have you ever wondered how your auto insurance can cover hitting a deer? Are deer collisions are covered by comprehensive or collision coverage? According to the...
Traditional IRA Vs. Roth IRA
Posted: October 28, 2020
Traditional IRA Vs. Roth IRA“IRA” is an abbreviation for “Individual Retirement Account.” A traditional IRA and a Roth IRA are two different retirement options, each with its own pros and cons. Depending on your circumstances, either may be a good choice for growing your retirement dollars. What Is a Traditional IRA? A traditional IRA is a retirement account for pre-tax contributions. The funds in the account can be used...