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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens if I Don’t Use My FSA Funds by the End of the Plan Year?

Given the complexities associated with the health insurance industry in the United States, more people are turning to tax-advantaged alternatives like Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). Employers offer FSAs as part of a group benefits package. Unfortunately, funds in an FSA are subject to a “use-it-or-lose-it” rule, where unused funds are forfeited at the end of the plan’s term. Therefore, strategic...

Am I Covered If I Buy a New Car on the Weekend?

It’s a Saturday afternoon and life is looking up. After weeks of searching for a new vehicle, you’ve finally settled on the right car. You completed the test drive, negotiated a good price, agreed on a trade-in value and signed all the paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you give your Erie Insurance agent a call...

Term vs. Whole Life Insurance: Which Do You Need?

Life is always changing – which is why it’s important to review your insurance needs and make sure your coverage is keeping up with your life. Whether you’re entering adulthood or nearing retirement, you may have a need for life insurance… but understanding which policy is best for you can be confusing. Let’s talk term and whole-life insurance to help you find which benefits you...

The Thoughtful Choice of Life Insurance for Mother’s Day

On Mother’s Day, we are all looking for the right gift to express how grateful we are and how much we owe to our mothers. While nice and sweet, the traditional flowers and chocolate are very general expressions of our gratitude for our mothers. Sometimes, a pragmatic and practical gift can surprise and delight. The gift of life insurance speaks to the protective instincts of...

How to Protect Your Bike from Theft

Whether you’re a hardcore biking enthusiast or more of a casual cruiser, riding your bike is a great way to enjoy the outdoors – and a healthier way to get around, too. After each ride, it’s important to remember to lock your bike up so thieves can’t steal it. Close to two million bicycles are stolen each year, according to bike registry Project 529.  And...